Paycheck Program graphic

Due to our participation in the latest round of the PPP we are proud to share the we helped 316 small businesses which resulted in $21,493,094.01 of funding.

We are honored to serve our small businesses in Middle Georgia. At times like this, going the extra mile is so crucial to ensuring our community stands strong. Because you put your faith in us, we were able to help a total of 594 Middle Georgia businesses through both rounds of the Paycheck Protection Program (PPP)

Paycheck Protection Program (PPP)

An SBA-backed loan that helps businesses keep their workforce employed during the COVID-19 crisis.

Notice: The Paycheck Protection Program (PPP) ended on May 31, 2021.


The Small Business Administration has notified several trade associations that Paycheck Protection Program funding has been exhausted and that the PPP application portal stopped accepting applications. Based on this information, Planters First Bank is no longer accepting applications.

Additional information can be found below.

  • We are not able to accept new PPP applications or finalize any PPP applications that have not already been submitted to the SBA for approval.
  • If your application was already submitted to the SBA, we believe those will be processed.
  • SBA also offers additional COVID-19 relief.

PPP Forgiveness Loan Applications

The SBA is accepting PPP loan forgiveness applications. If you have used your PPP loan proceeds and are ready to apply for forgiveness, Planters Bank is standing ready to process and submit your forgiveness application on your behalf.

Who can apply?

A borrower can apply for forgiveness once all loan proceeds for which the borrower is requesting forgiveness have been used. Borrowers can apply for forgiveness any time up to the maturity date of the loan. If borrowers do not apply for forgiveness within 10 months after the last day of the covered period, then PPP loan payments are no longer deferred, and borrowers will begin making loan payments to their PPP lender.

Click here to see the current SBA PPP Loan Forgiveness Forms and Instructions.


Before you get started.

Here is what you need to know: The U.S. Treasury and the SBA have continually modified the PPP guidelines since the program started. If you are not certain, be sure to check directly with the US Treasury’s PPP website for instructions, guidelines, and frequently asked questions. All guidance to date can be found at https://home.treasury.gov/policy-issues/cares/assistance-for-small-businesses. Every small business is unique…the best course of action is to ask specific questions to your CPA or financial advisor.

Next Steps.

  1. Complete the Forgiveness Application that is applicable to you and your business.
  2. Gather and Submit your Supporting Documentation as required in the Forgiveness Application. Remember, your entire loan can be forgiven showing that 100% of the loan was used for payroll. If that is not enough, other qualifying expenses are allowed as long as they do not exceed 40% of you PPP loan amount.

Please click on the blue button below, choose Secure Upload, then choose send to PPP Forgiveness.



Please note: All requested information, including a fully completed application and all supporting documentation, should be uploaded at the same time through our secure portal.

*Planters Bank may require additional information. Terms and conditions are subject to change.

For more information regarding the Paycheck Protection Program, EIDL, SBA Express Bridge Loans, or SBA Debt Relief, please visit www.sba.gov/funding-programs/loans/coronavirus-relief-options.