One of the oldest family-owned banks in Georgia

Planters First Bank was founded in 1896, and it currently operates eight full-service locations throughout the state.

We are here to support you as you pursue your dreams. Whether you need personal, business, or agricultural banking services, Planters First Bank provides the hometown touch with exceptional customer service. We take pride in knowing our customers by name. As a forward-thinking financial institution, we meet community needs by offering comprehensive financial solutions, advanced technology, and strong community support, all while ensuring financial stability and soundness.

Find out why businesses and families come to us first – and bank with us for generations. Contact us if you’re ready for a more personal banking experience, or come into one of our locations today!

  • 1896

    Planters Bank officially opened.

    It was 1896, Grover Cleveland was President, William Yates Atkinson was Governor, and the first chartered location of Planters First Bank was officially opened and chartered on February 27, 1896 in Hawkinsville, Georgia.

  • 1914–1945

    Growing as a Bank

    The capital, deposits, and banking team grew as the Bank survived two world wars, the depression, recession, and bad crop years. During the Great Depression, the Bank kept its doors open while banks here and across the nation were failing. After this, the Bank continued to merge and acquire banks across Middle Georgia.

  • 1979

    Holding Company Formed

    In 1979, Mid State Banks, Inc. was established as a single bank holding company originally named Dublin Bankshares, Inc. The original directors were Don C. Crafton, Bobby Shepard, R. J. Rutland, S. A. Way III, Ramsey T. Way, and Louie Livingston.

  • 1985-1986

    Merger with Pineview State Bank & Cordele Banking Company

    On November 1, 1985, a resolution was adopted for a merger with Pineview Bancshares, Inc. to acquire all outstanding stock of Planters Bank, Hawkinsville, Ga. This involved a triangular merger, with a subsidiary of the company merged with Planters Bank. In June 1986, Planters Bank and Pineview State Bank merged and acquired Cordele Banking Company, which was originally chartered on May 31, 1927.

  • 1996

    Celebrating 100 years!

    On November 4, 1995, the corporation's holding company’s name was changed from Dublin Bancshares, Inc. to Mid State Banks, Inc. Pictures is the 1996 Board of Directors: (standing left to right) John D. Way, Randy Coody, Dr. John W. Bembry, and Robert F. Way, (seated left to right) R. T. "Bub" Way, Tommy Thompson, chairman, Woodson Daniel, Sam Way, and Julie R. Smith.

  • 1996

    Merger with First State Bank of South Georgia

    The First State Bank of Ocilla, originally chartered on May 11, 1943, was acquired on September 30, 1996. It later expanded into Fitzgerald and changed its name to First State Bank of South Georgia.

  • 2000

    Operations Center opened in Cordele and converted all banks under the name of Planters First Bank.

    In 2000, the bank operated under separate charters with different data processing systems. Plans were made to consolidate all banks under the name Planters First Bank and establish an Operations Center in Cordele, centralizing all operations. Planters First Bank retained the charter of Planters Bank, which has been operational since 1896.

  • 2007

    New Banking Center opens in Perry

    In January 2005, Planters First Bank decided to expand into new markets and built a full-service banking facility in Perry, Houston County, Georgia, which opened on January 8, 2007.

  • 2016

    New Banking Center opens in Macon

    Planters First Bank unveiled a new brand identity and officially changed its name from PlantersFIRST to Planters First Bank in January 2016. Later that year, on November 14, the bank announced the grand opening of its Retail Banking and Mortgage Office in Macon.

  • 2020

    Launches Solution Center Support

    In June 2020, Planters First Bank launched the Solution Center Support, a fully operational call center dedicated to handling inbound calls. Staffed by a team of local seasoned bankers, it ensures exceptional service and support.

  • 2021

    Celebrating 125 years

    We are proud of our 125-year banking legacy and are even more excited about our future. We are always looking for ways to make your community bank stronger and better diversified. As technology and the times have changed, so has the Bank, but one thing has and will always remain- our commitment to being "The Best Community Bank in Middle Georgia."

  • 2022

    Groundbreaking in Warner Robins

    On March 1, 2022, announcement of the groundbreaking of an all-new, state-of-the-art branch office in Warner Robins, Georgia. Located on a one-acre lot off Houston Lake Road, the new 3,000-square-foot branch office makes Planters First Bank’s services more accessible to the marketplace while reflecting and continuing the bank’s commitment to customer service and success.

  • 2023

    New Banking Center in Warner Robins

    On March 23, 2023, Planters First Bank hosted a Ribbon Cutting/Grand Opening of an all-new, state-of-the-art branch office in Warner Robins, Georgia..

  • 2024

    New Banking Center in Macon

    We are excited to announce the opening of our new Macon Banking Center this Summer 2024. This new office will be located at 201 Sheraton Boulevard, Suite B, Macon, GA 31210, directly across from Infiniti of Macon.

Our Core Values:

  • Treat Everyone with Respect
  • Create a Culture of Service
  • Sense of Stewardship
  • Open and Honest Communication
  • Challenge Status Quo
  • Lead by Example
  • Disciplined Entrepreneurship
  • Be a Team Player
  • Be Accountable, Fair, Responsible
  • Expect Excellence
  • Build Relationships that Span Generations
  • Our Team

    Our leadership team is made up of experienced and local professionals ready to get to know you, your family, and your business. We use a dedicated approach to become not simply your bank but your partner.

  • Our Vision

    Planters First Bank will be The Best Community Bank for Middle Georgia.

  • Our Mission

    Planters First Bank will deliver Exceptional Services, Returns, and Opportunities for our Customers, Team Mates, and Shareholders.

Our Communities

Decisions are made right here in the communities we serve by people who live, work and play here. Planters First Bank team members are personally involved in giving back to the community in all sorts of ways. We coach youth sports, teach Sunday School, lead civic organizations, run 5ks in support of local charities, participate in festivals and events...our volunteerism is incredibly diverse and widespread. The common thread is our shared gratitude for what we've been given and our commitment to pay it forward. We appreciate the support of you, our customer, with these various projects. Without your support with toy drives, purchases of baked items, and tickets for drawings, these projects would not have been possible. Thank you for your continued support in helping us give back to our communities.



Dollars contributed back to our communities annually



Local organizations supported annually in our communities



Hours of volunteerism worked annually in our communities

Planters First Bank Leadership Teams

At Planters First Bank, we provide cutting-edge financial solutions while staying true to our roots as a community bank. What sets us apart is our commitment to being readily available to our customers. Our team is devoted to ensuring your banking experience is enjoyable. If you encounter any issues or have feedback, please don't hesitate to contact us. We promise to address it with prompt, personalized attention.

Executive Team

Executive Leadership
Phillips, Rose Rose Phillips
Director of Enterprise Support
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Tinsley, Eli Eli Tinsley
Bank President, Chief Executive Officer
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Watson, Kay Kay Watson
Chief Financial Officer
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Regional Leadership Team

Regional Leadership
, Jake Walters Jake Walters
Ben Hill/Irwin Regional President
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, Jamie Langham Jamie Langham
Bibb/Houston Regional President
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, Tim Wynne Tim Wynne
Hawkinsville Regional President
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Newton, Genny Genny Newton
Treasury Management Specialist
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Deal, Patti Patti Deal
Director of Mortgage Banking
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Board of Directors

  • Planters First Bancorp Board of Directors
    • Cole Woodroof
      Board Director

    • John Way
      Board Director

    • Tommy Thompson
      Board Director
      Central GA Appraisals
      Owner /Appraiser

    • Elizabeth Chandler
      Board Director
      Georgia Bankers Association
      Government Relations, SVP

    • Dr. Johnny Bembry
      Board Vice-Chairman
      Bembry Vet Clinic

    • Robert F. Way
      Planters First Bancorp
      Board Chairman and President

    • Ramsey Way, Sr.

  • Planters First Bank Board of Directors
    • John Way
      Planters Bank
      Board Chairman
    • Cole Woodroof
      Board Vice-Chairman
    • Dr. Johnny Bembry
      Board Director
      Bembry Vet Clinic
    • Elizabeth Chandler
      Board Director
      Georgia Bankers Association
      Government Relations, SVP
    • Tommy Thompson
      Board Director
      Central GA Appraisals
      Owner /Appraiser
    • Thomas R. Coody
      Board Advisory Director