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Your Path to Possibilities: Personalized Loan Solutions

From auto and consumer loans to home equity lines of credit, we’re proud to offer financial options to support your goals.

  • Unsecured Loans
    • Our Unsecured Loans, also known as Signature Loans, are perfect for one-time borrowing needs. Payments are fixed and predictable to ensure easy budgeting to meet your needs.
  • Home Equity Line of Credit
    • Utilize the equity you’ve accumulated in your home to have access to funds for any financing needs you may have. Leveraging your home can provide you with attractive loan rates and flexible repayment terms. Additionally, there may be some other advantages associated with a Planters First Bank HELOC:
      • Possible tax deduction (see your personal tax advisor)
      • Five or Ten year draw periods with as low as 1% of the outstanding balance due per payment
      • Attractive interest rates and closing costs
  • Mortgage/Real Estate Loans
    • Mortgage and Land Loans
      • When it comes to helping you purchase your new home, or helping you refinance, we believe only the best service will do.
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    • Residential Construction Loans
      • If you are considering building a home, renovating or adding on to an existing Home, a Planters First Bank Residential Construction Loan may be the perfect fit for your loan needs.
        • Competitive rates
        • Interest-only payments during the term of the loan
    • Home Improvement Loans
      • Planters First Bank stands ready to help with your remodeling/renovation loan needs, offering attractive loan rates and flexible repayment terms.
  • CD-Secured Loans
    • A loan secured with a Planters First Bank Certificate of Deposit can offer an exceptionally low rate while offering a fast, easy way to obtain a personal loan.
  • Auto/RV/ATV/other Vehicle Loans
    • For all your transportation or recreational vehicle needs, inquire about a personal loan or refinancing option with Planters First Bank. Whether you’re making a new purchase or looking to use an existing vehicle as collateral, we have solutions for you.
  • Line Of Credit
    • With a Planters First Bank personal Line of Credit, borrow whenever you wish for any needs you may have and have access to funds as you repay.