Personal Loans through Planters Bank

  • Unsecured Loans
    • Unsecured loans are perfect for a one‐time borrowing need. Fixed, predictable payments ensure easy budgeting, and our competitive rates with quick decisions make our unsecured loans a great choice.
  • Home Equity Line of Credit
    • Planters Bank stands ready to help with your remodeling/renovation loan needs, offering attractive loan rates and flexible repayment terms.
    • Over the course of time, your home accumulates equity from your initial down payment, reduction in the mortgage amount, and the natural appreciation of your home’s value. With a Planters Bank Home Equity Line of Credit, you can tap into that equity to provide funds for other expenses you have throughout the years. As a line of credit, you may borrow time and again while you enjoy flexible repayment terms. And, for many borrowers, the interest paid on a Home Equity Line of Credit is tax-advantaged. Please consult your tax advisor.
      • Line is established for five years
      • Attractive interest rates
      • Possible tax deduction (see your tax advisor)
      • Payments as low as one percent of outstanding balance
  • Residential Construction Loans
    • If you are considering building a home, renovating or adding on to an existing Home, a Planters Bank Residential Construction Loan may be the perfect fit for your loan needs.
      • Competitive rates
      • Interest-only payments during the term of the loan
  • Home Improvement Loans
    • Planters Bank stands ready to help with your remodeling/renovation loan needs, offering attractive loan rates and flexible repayment terms.
  • CD-Secured Loans
    • Enjoy exceptionally attractive loan rates when you use a Planters Bank Certificate of Deposit as security on a personal loan.
  • Auto / Truck Loans
    • Do you have your eye on a new or used car or truck? If so, talk with a Planters Bank loan officer today. We offer competitive rates and loan terms, along with a responsive loan service!
  • Line Of Credit
    • Talk with a Planters Bank loan officer today about establishing a Personal Line of Credit. As a line of credit, you may borrow whenever you wish and for any reason, you may have.