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Personal Checking

Our personal products and services are designed to enhance your banking relationship with us. Contact us today for your personal checking options as detailed below.

Personal Checking Accounts

"Personal" is definitely the best way to describe Planters First Bank’s checking accounts. That's because we offer three options, allowing you to choose the one that best fits your very own finances and lifestyle. The power to bank the way you want is in your hands.


$100.00 Minimum to Open
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Planters Choice

All the features you’d expect from a standard checking account, this account has an easy-to-waive monthly service charge.

  • $100.00 Minimum to Open
  • $8.00 monthly maintenance fee.
  • Free Anywhere Banking Tools included. (Online & Mobile Banking, Bill pay, Mobile deposit, Debit card and eStatements)
  • Received 2 waived ATM service charge fee.

Looking for a Free Checking Account?

  • Have at least 15 debit card purchases posted and settled by the statement end date.
  • Have at least 1 direct or automatic deposit (ACH) posted and settled by the statement end date.
  • Enroll and receive an eStatement notice.
  • Fee is waived for ages 60+ or fee may be waived for customers 23 or younger that provide a Student ID annually.

Planters Round Up

Discover a hassle-free way to save without overthinking. Start building your financial future today! The round-ups from your debit card purchases are accumulated and transferred daily from your Round Up Checking account to your Super Savings Account.

  • $100.00 Minimum to Open
  • $8.00 monthly service charge fee.
  • Pin base and signature base debit card transactions will be round to the nearest whole dollar. The rounded funds will be debited from the Planters Round Up Checking account and deposited into the Super Saving account. You must have a Super Savings Account. Transfers between accounts do not count as qualifying transactions.
  • Free Anywhere Banking Tools included. (Online & Mobile Banking, Bill pay, Mobile deposit, Debit card and eStatements)
  • Received 2 waived ATM service charge fee.

Looking for a Free Checking Account?

  • Have at least 15 debit card purchases posted and settled by the statement end date.
  • Have at least 1 direct or automatic deposit (ACH) posted and settled by the statement end date.
  • Enroll and receive an eStatement notice.

Planters Complete

Earn Higher Interest on Your Checking Balance: This is an interest-bearing account in which the interest rate is determined by the account balance tier formula.

  • $100.00 Minimum to Open
  • $12.00 monthly service charge fee.
  • 4.07% APY* on balances up to $10,000.00!
  • Free Anywhere Banking Tools included. (Online & Mobile Banking, Bill pay, Mobile deposit, Debit card and eStatements)
  • Received 2 waived ATM service charge fee.

Looking for a Free Checking Account?

  • Have at least 15 debit card purchases posted and settled by the statement end date.
  • Have at least 1 direct or automatic deposit (ACH) posted and settled by the statement end date.
  • Enroll and receive an eStatement notice.

*Terms & Conditions Apply. Interest Rate and Annual Percentage Yield (APY) may change at the Planters First Bank’s discretion. Balances up to $10,000 receive APY of 4.07%, and balances over $10,000 earn 0.20% APY. If qualifications are not met, all balances earn 0.15% APY. Interest compounds on a daily basis and credits to the account monthly. Qualifying transactions must be posted to and settled to the account by the monthly statement end date.

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