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0% APR Introductory Rate for New Credit Cards

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Credit cards designed for your needs.

Act now and you can get a special 0% APR on purchases, balance transfers, and cash advances with a new credit card from Planters First Bank.

Planters First Bank has a credit card that’s right for you with options that include special discounts, cashback, rewards points, travel credits, no annual fees, ID theft protection and more. In addition to great options designed for your needs, all Planters First Bank credit cards feature convenient and secure chip technology, touchless payment, and digital wallet options.


This 0% APR rate applies for six months on new business credit card accounts1 and 12 months on new personal credit card accounts2.

Click here to find the card that’s right for you and apply online today.


  1. Business Credit Cards: 0% introductory APR for the first 6 months on purchases, balance transfers and cash advances from the date of opening. After that the variable rate will be 13.49% to 16.99% for purchases and balance transfers, and 16.99% to 20.49% for cash advances, based on your creditworthiness. There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater. A cash advance fee of either $10 or 5% of the cash advance, whichever is greater. Some balance transfer limitations apply. Details accompany new account materials.
  1. Personal Credit Cards: 0% introductory APR for the first 12 months on purchases, balance transfers and cash advances from the date of opening. After that the variable rate will be 11.24% to 20.24% for purchases and balance transfers, and 14.99% to 24.24% for cash advances, based on your creditworthiness. There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater. A cash advance fee of either $10 or 5% of the cash advance, whichever is greater. Some balance transfer limitations apply. Details accompany new account materials.
Card Assets is licensed by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Credit cards are subject to credit approval. Card Assets is a division of First Arkansas Bank and Trust, which is the issuer for these Consumer Mastercard credit cards. For more information on rates and terms, please visit your local branch.

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