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April is Community Banking Month!

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As we celebrate Community Banking Month, we're not just highlighting our efforts to make our community better, we're showcasing our partnership with YOU, our neighbors, friends, and customers!

Click here to view our recent Customer Spotlights

Listed below are a few facts about what sets community banks apart and why community banks are such a vital contributor to their local community.

  • Community banks are locally owned and operated.
  • An independent community bank is a locally owned and operated bank, where bank deposits are made in the area where the bank is located.
  • Assets may range from less than $10 million to $10 billion or more. Community banks constitute 96.8% of all banks.
  • Community banks are the primary source of lending for small businesses and farms. Even though they compose just 10% of the banking industry by assets, community banks with less than $1 billion in assets made 37.5% of outstanding bank loans to small businesses.
  • Research has shown average fees for checking accounts and other depository services are lower at community banks than at large, multi-state institutions.
  • Community banks reinvest deposits almost exclusively within their local communities. Nearly 95% of the bank’s investment is put back in your community through residential mortgages, small business loans, agricultural and student loans. Banks are led by local people — neighbors, family, and friends are employed by local community banks.
  • Because community banks are themselves small businesses, they understand the needs of small-business owners.
  • Community banks’ boards of directors are made up of local citizens who want to advance the interests of the towns and cities where they live and where their banks do business.
  • Community banks offer a wide range of banking services and products designed to meet the needs of consumers and businesses.

#BankLocalGA #GoLocal #ILoveMyCommunityBank #CommunityBankingMonth

For more information, contact CBA of Georgia at (770) 541- 4490 or visit
Lindsay Greene
Vice President, Member Services & Marketing
770.541.0376 |


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