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A Community Bank Serving Middle Georgia

We're changing banking by focusing on personal connections and customized experiences for our customers. Planters First Bank has been serving your community by meeting current needs and helping plan for the future since 1896.

Planters Complete

Earn Higher Interest on Your Checking Balance: This is an interest-bearing account in which the interest rate is determined by the account balance tier formula.

  • $100.00 Minimum to Open
  • $12.00 monthly service charge fee.
  • 4.07% APY* on balances up to $10,000.00!
  • Free Anywhere Banking Tools included. (Online & Mobile Banking, Bill pay, Mobile deposit, Debit card and eStatements)
  • Receive 2 waived ATM service charge fees.

Looking for a Free Checking Account?

The service charge fee will be waived for any checking account that fulfills all the requirements listed below.

  • Have at least 15 debit card purchases posted and settled by the statement end date.
  • Have at least 1 direct or automatic deposit (ACH) posted and settled by the statement end date.
  • Enroll and receive an eStatement notice.

*Terms & Conditions Apply. Interest Rate and Annual Percentage Yield (APY) may change at the Planters First Bank’s discretion. Balances up to $10,000 receive APY of 4.07% and balances over $10,000 earn 0.20% APY. If qualifications are not met, all balances earn 0.15% APY. Interest compounds on a daily basis and credits to the account monthly. Qualifying transactions must be posted to and settled to the account by the monthly statement end date.

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